Your first application to the bank is your most important. FranMax makes sure it's done right.
Financing small business is a specialized field — and franchised businesses are a specialty within that specialty. For 30 years, FranMax has been the financing consultant that franchisees, franchise systems, and bankers trust.
The Process
Before we accept your file, Roger personally reviews your credit score, verified net worth, and 90-day equity trail. If we don't see a high probability of approval, we tell you.
We build your entire financing application — business plan, financial projections, leasehold cost audit, and CSBFP compliance verification.
Roger Noble is the only person who speaks to the bank on your behalf — the weight of 30 years of franchise industry history stands behind your file.
We guard your financing commitment through to approval, ensuring your location is secured as quickly as possible.
Free Tool
Estimate your monthly payments — including an optional interest-only period — and see a full amortization schedule before you apply.
CSBFP Expertise
The CSBFP is the primary engine of Canadian franchise financing. The program is powerful, but the compliance requirements are exacting. A single error in cost categorization or an incomplete leasehold audit can result in a denial — or worse, a clawback after funding.
FranMax performs a rigorous 365-day statutory lookback on all eligible costs to ensure your file is fully compliant before it is submitted.
Who Uses FranMax Financing
You've been awarded your location. Now you need a financing commitment — quickly — to satisfy the franchisor and secure the lease. FranMax gets you bank-ready and moves fast.
Many of our clients are multi-unit franchisee owners who use FranMax repeatedly as they grow their portfolio — and refer us to friends in their franchise system.
Purchasing an existing franchised business? We arrange buyer financing as part of the resale transaction, handling the bank package so the deal closes properly.
Market Insights
Each month, FranMax publishes a trend report tracking the lending and underwriting shifts that affect Canadian franchise financing — essential reading for franchisors and franchisees alike.
Full Report
Regulatory tightening, CSBFA underwriting shifts, and the market-velocity economics behind faster financing approvals.
Read the Full Report (PDF) →This report is provided for general informational purposes only and does not constitute legal, financial, or investment advice. Roger Noble holds a Juris Doctor (JD) but is not a practising lawyer; FranMax provides franchise financing consulting services only. Readers should consult their own qualified legal professionals before making decisions based on this content.
FranMax Proprietary Protocol
In the Canadian banking system, your first application is your only real shot. If an underwriter says "No," they anchor to that judgment — and it is nearly impossible to reverse. The Commitment Guard™ is FranMax's institutional-grade protocol to ensure your application succeeds on the first pass.
Discuss Commitment Guard™ with Roger →
